Monthly Archives: January 2006

Random Thoughts – Good Is No Longer Good Enough

It’s the end of the month and I’m looking over my goals. I’ll have a list of how I’ve done against them after today is over and I can get this month’s numbers. I was also thinking about a fundamental … Continue reading

Posted in Personal Finance, Website | 15 Comments

Negative Savings Rate For 2005

If you came out of 2005 with more savings (or less debt) than you began with at the beginning of the year, give yourself a huge pat on the back. You were one of the few. The Commerce Department reported … Continue reading

Posted in Debt, Saving Money | 10 Comments

Pay With Your Finger

You have no will power and you know it. You have therefore cut up your credit cards keeping a single one frozen in a block of ice in the refrigerator just in case of an emergency. You finally gotten the … Continue reading

Posted in Shopping | 4 Comments

Financial Challenge – Day 8

Now that we have set up a plan on where to place the money that we’re going to save, it’s time to begin saving some money. The important thing to remember is that any savings that you reap from the … Continue reading

Posted in Cars, Insurance, Personal Finance, Saving Money | 11 Comments

This Week At The Carnivals

We’re out to a quick start this week on carnivals with three already up. I’ll continue to update as I see new carnivals come up: Fat Pitch Financials has put together a rather large 33rd edition of the Carnival of … Continue reading

Posted in X Files | Leave a comment

Credit Card Debt vs Emergency Fund

When I wrote Financial Challenge #7, I received a number of emails (and one comment) from people who said the “peace of mind” that the money in a savings account gives them is important. While it’s important to do what … Continue reading

Posted in Credit Cards, Debt, Personal Finance, Saving Money | 20 Comments

Talking Gift Cards

Coming soon to a store near you – talking gift cards. Arthur Blank & Co. will be introducing the Talking Gift Card, which will allow you to not only give a gift card, but also allow your to record a … Continue reading

Posted in Shopping | 2 Comments

Identity Theft Scam – I Would Have Fallen For It

I came across this little piece about an ID Theft scam that goes to show that you really can’t trust anyone these days: For Aisha Shahid and dozens of others who went to an advertised job fair in Chattanooga and … Continue reading

Posted in Miscellaneous, Personal Finance | 2 Comments

Financial Challenge – Day 7

This challenge will mark the end of our “simple investing” plan. Just to reiterate, the reason we’re going for the “simple investing” plan is that saving money is the best investment that you can make when you’re just starting off. … Continue reading

Posted in Investing, Personal Finance | 9 Comments

Option Other Than Rss For Personal Finance

If you enjoy reading a large variety of the personal finance writing out there but find signing up for everyone’s rss feed a pain, you might want to check out which is currently aggregating 81 different pfblogs. Or just … Continue reading

Posted in Personal Finance, Website | 1 Comment

Free Financial Advice From NAPFA

If you have personal finance questions that you have been wanting to ask, today’s your chance. Kiplinger’s Jump-Start Your Retirement Plan Days in conjunction with the National Association of Personal Financial Advisors (NAPFA) will be answering anybody’s personal finance questions … Continue reading

Posted in Personal Finance | 1 Comment

101 Dumbest Moments In Business

Looking for some entertaining reading this week, check out the Business2 101 Dumbest Moments In Business – makes you wonder why you aren’t getting paid big bucks to run a company because you surely could not do worse than some … Continue reading

Posted in Miscellaneous | 3 Comments

Financial Challenge – Day 6

In the last challenge we talked about contributing to your 401(k) plan to get the matching funds. Unfortunately, some people don’t have access to a 401(k) fund or their company doesn’t match any contributions to the 401(k) fund. If this … Continue reading

Posted in Investing, Personal Finance, Taxes | 8 Comments

Americans Have No Extra Money

According to a new ACNielson survey, people in the US are the most cash strapped people in the world with 22% saying they have no money left after they have paid for their essential living expenses. This ties the US … Continue reading

Posted in Budgeting, Credit Cards, Investing, Personal Finance, Saving Money | 4 Comments

IRS Tax Info For Hurricane Victims

For those who were affected by Hurricanes Katrina, Rita and Wilma, the IRS has released a new publication – Publication 4492 (Information for Taxpayers Affected by Hurricanes Katrina, Rita, and Wilma) – which is now available on the IRS website. … Continue reading

Posted in Taxes | 1 Comment

Financial Challenge – Day 5

NOTE: The entire challenge series is what I would do with my money and is merely my opinion. You should do thorough research and seek professional advice and decide to do what is best for you. My Disclaimer Welcome to … Continue reading

Posted in Investing | 18 Comments

Investing Ethics & Returns

I found this interesting data at usatoday: More than nine in 10 investors say they would choose a financial services company with strong ethics; just 5% prefer higher returns This is a classic case where people say what they think … Continue reading

Posted in Investing | 3 Comments

Opportunities III

I was informed with our annual car check that our car needed new tires. I went and looked at them and they appeared to be perfectly fine to me. We don’t drive that much and have maybe put 10,000 miles … Continue reading

Posted in Cars, Making Money | 9 Comments

Why You’re Broke – You Have Children

An interesting article at msn on why young families are broke: In case you haven’t figured it out, the reason you always feel broke is that you are married, with children. It’s that simple. Yes, you probably put too much … Continue reading

Posted in Budgeting, Debt, Personal Finance | 7 Comments

IRS Tax Free File Now Available

Free File is a program going on its fourth year where a number of the top tax software companies offer their software for free to those filing taxes through the Internal Revenue Service’s website. Basically what happened was that the … Continue reading

Posted in Taxes | 5 Comments