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Monthly Archives: November 2005
Coffee A Day and $15,000 Difference In Net Worth
Okay, I know the title of this post is a bit strange, but if you read on you’ll get at what I’m trying to say. Most people view spend and saving as equal opposites. For example, saving $3.33 is the … Continue reading
Posted in Budgeting, Credit Cards, Debt, Investing, Personal Finance, Saving Money, X Files
3 Comments
Money Quote – Henny Youngman
“I’ve got all the money I’ll ever need, if I die by four o’clock.” – Henny Youngman
Posted in X Files
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Monday Canivals Are Up
The Monday carnivals are up. Frugal for Life is hosting the Carnival of Debt Reduction while Conumerism Commentary stepped in to save this week’s Carnival of Personal Finance. both are worth checking out to see a wide variety of articles … Continue reading
Posted in Debt, Personal Finance
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Rising Dollar
The dollar has hit a 2 year high against the Japanese Yen – while this may not affect the majority of you, it has profound consequences for my personal finances. It wasn’t too long ago that the yen was trading … Continue reading
Posted in Miscellaneous, Website
1 Comment
Google Book Rental ???
There is a report in the Sunday Wall Street Journal that Google may be thinking about online book rentals. The proposed for a one week rental of a book online would be 10% of the book’s list price. While this … Continue reading
Posted in X Files
4 Comments
Money Quote – Benjamin Franklin
“Creditors have better memories than debtors.” – Benjamin Franklin
Emigrant Direct – $1000 Gift
This may be outdated information, but somehow in all the discussion on whether ING Direct or Emigrant Direct is the better bank, I missed the news that Emigrant Direct gave a free $1000 (with no strings attached) to every one … Continue reading
Posted in X Files
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Gift Cards II
I wrote last week about an Associated Press article that quoted me about Gift Cards and the holiday season. I have mixed feeling about the results of the article. First, I’ll take any free publicity that I can get so … Continue reading
Posted in Website
2 Comments
Money Quote – Matthew Clayfield
“Money buys you everything except the chance to do it again.” – Matthew J. Clayfield
Posted in X Files
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Sending Letters For Money – Real Or Scam?
I’m skeptical by nature when it comes to making money for doing things that seem relatively simple to do. Today I came across a site that says it will pay me $30 to send letters for a survey From their … Continue reading
Posted in Making Money
3 Comments
Insurance You Don’t Need
I had a friend come to me and ask what was the best type of life insurance to get for her child? She explained because she saw an ad on TV and it seemed like the proper thing to do. … Continue reading
Posted in Cars, Credit Cards, Insurance, Saving Money
5 Comments
Money Quote – Robert Frost
“A bank is a place where they lend you an umbrella in fair weather and ask for it back when it begins to rain.” – Robert Frost
Affinity Bank – 10% Interest For Kids
Affinity Bank is offering a bank account for kids that pays 10% interest. Their “Kids Only Savings Account” has a 10% APY interest rate on all balances up to and including $500. This rate is 250% better than even the … Continue reading
Posted in Saving Money, X Files
3 Comments
Money Quote – Oscar Wilde
“There is only one class in the community that thinks more about money than the rich, and that is the poor.” – Oscar Wilde
Posted in X Files
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Saving Money – The Cons
I came across an interesting thread in the forums that I found interesting. I especially found a link to an article called Lessons from the days of 13% inflation to be an interesting read. While saving money is a good … Continue reading
Posted in Investing, Personal Finance
3 Comments
Wants and Needs
It seems that there are a lot of people that still haven’t figured out the difference between wants and needs according to a recent survey According to the survey people found the following items “essential”: Cable / Satellite TV – … Continue reading
Posted in Budgeting, Debt, Personal Finance
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Money Quote – Warren Buffet
“I want to give my kids enough so that they could feel that they could do anything, but not so much that they could do nothing.” – Warren Buffett
Posted in X Files
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Motherhood Job Penalty
An interesting article over at fortune.com that for the first time shows research that indicates moms (compared with childless women and men) are less likely to get hired and if hired, are likely to make less money. The study was … Continue reading
Posted in Making Money
2 Comments
Re-gifting & Giving Cash
It seems that according to a Discover Card survey, most (57%) Americans are “horrified” about the idea of re-gifting: taking an gift that you’ve been given and re-wrapping it and giving it as a gift to another person. While I … Continue reading
Posted in Holidays, Saving Money
2 Comments
Money Quote – Arnold Schwarzenegger
“Money doesn’t make you happy. I now have $50 million, but I was just as happy when I had $48 million.” – Arnold Schwarzenegger
Posted in X Files
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