Monthly Archives: November 2005

Coffee A Day and $15,000 Difference In Net Worth

Okay, I know the title of this post is a bit strange, but if you read on you’ll get at what I’m trying to say. Most people view spend and saving as equal opposites. For example, saving $3.33 is the … Continue reading

Posted in Budgeting, Credit Cards, Debt, Investing, Personal Finance, Saving Money, X Files | 3 Comments

Money Quote – Henny Youngman

“I’ve got all the money I’ll ever need, if I die by four o’clock.” – Henny Youngman

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Monday Canivals Are Up

The Monday carnivals are up. Frugal for Life is hosting the Carnival of Debt Reduction while Conumerism Commentary stepped in to save this week’s Carnival of Personal Finance. both are worth checking out to see a wide variety of articles … Continue reading

Posted in Debt, Personal Finance | Leave a comment

Rising Dollar

The dollar has hit a 2 year high against the Japanese Yen – while this may not affect the majority of you, it has profound consequences for my personal finances. It wasn’t too long ago that the yen was trading … Continue reading

Posted in Miscellaneous, Website | 1 Comment

Google Book Rental ???

There is a report in the Sunday Wall Street Journal that Google may be thinking about online book rentals. The proposed for a one week rental of a book online would be 10% of the book’s list price. While this … Continue reading

Posted in X Files | 3 Comments

Money Quote – Benjamin Franklin

“Creditors have better memories than debtors.” – Benjamin Franklin

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Emigrant Direct – $1000 Gift

This may be outdated information, but somehow in all the discussion on whether ING Direct or Emigrant Direct is the better bank, I missed the news that Emigrant Direct gave a free $1000 (with no strings attached) to every one … Continue reading

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Gift Cards II

I wrote last week about an Associated Press article that quoted me about Gift Cards and the holiday season. I have mixed feeling about the results of the article. First, I’ll take any free publicity that I can get so … Continue reading

Posted in Website | 2 Comments

Money Quote – Matthew Clayfield

“Money buys you everything except the chance to do it again.” – Matthew J. Clayfield

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Sending Letters For Money – Real Or Scam?

I’m skeptical by nature when it comes to making money for doing things that seem relatively simple to do. Today I came across a site that says it will pay me $30 to send letters for a survey From their … Continue reading

Posted in Making Money | 3 Comments

Insurance You Don’t Need

I had a friend come to me and ask what was the best type of life insurance to get for her child? She explained because she saw an ad on TV and it seemed like the proper thing to do. … Continue reading

Posted in Cars, Credit Cards, Insurance, Saving Money | 5 Comments

Money Quote – Robert Frost

“A bank is a place where they lend you an umbrella in fair weather and ask for it back when it begins to rain.” – Robert Frost

Posted in X Files | 1 Comment

Affinity Bank – 10% Interest For Kids

Affinity Bank is offering a bank account for kids that pays 10% interest. Their “Kids Only Savings Account” has a 10% APY interest rate on all balances up to and including $500. This rate is 250% better than even the … Continue reading

Posted in Saving Money, X Files | 3 Comments

Money Quote – Oscar Wilde

“There is only one class in the community that thinks more about money than the rich, and that is the poor.” – Oscar Wilde

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Saving Money – The Cons

I came across an interesting thread in the forums that I found interesting. I especially found a link to an article called Lessons from the days of 13% inflation to be an interesting read. While saving money is a good … Continue reading

Posted in Investing, Personal Finance | 2 Comments

Wants and Needs

It seems that there are a lot of people that still haven’t figured out the difference between wants and needs according to a recent survey According to the survey people found the following items “essential”: Cable / Satellite TV – … Continue reading

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Money Quote – Warren Buffet

“I want to give my kids enough so that they could feel that they could do anything, but not so much that they could do nothing.” – Warren Buffett

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Motherhood Job Penalty

An interesting article over at fortune.com that for the first time shows research that indicates moms (compared with childless women and men) are less likely to get hired and if hired, are likely to make less money. The study was … Continue reading

Posted in Making Money | 2 Comments

Re-gifting & Giving Cash

It seems that according to a Discover Card survey, most (57%) Americans are “horrified” about the idea of re-gifting: taking an gift that you’ve been given and re-wrapping it and giving it as a gift to another person. While I … Continue reading

Posted in Holidays, Saving Money | 2 Comments

Money Quote – Arnold Schwarzenegger

“Money doesn’t make you happy. I now have $50 million, but I was just as happy when I had $48 million.” – Arnold Schwarzenegger

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