Credit Card Condoms

I received an email the other day asking me what I felt was the most difficult part of climbing out of credit card debt. While there are a number of issues that need to be addressed when tackling credit card debt, the habit of using the credit card when you really shouldn’t is a huge contributing factor for most people.

The most difficult part of changing this habit is recognizing it in the first place. The fact that it’s a habit means that you probably use the credit card to purchase things without even giving it a second thought. So the challenge becomes learning how to make yourself realize when you are about to use your credit card in a way which is detrimental to your financ

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3 Responses to Credit Card Condoms

  1. Caitlin says:

    neat idea…and excellent point about “if you aren’t serious” then nothing’s going to work for you.

  2. Emtpy Spaces says:

    CC condoms! what a novel idea!

  3. Pingback: Frugal For Life » Blog Archive » Carnival of Debt Reduction 9

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