I’ve always enjoyed this annual survey conducted by PNC Advisors. It seems that the prices for the items on the 12 days rose 6.1% this year to $18,348.87. For those who want to go all out and buy all the 364 gifts as repeated in the song, the total comes to $72, 608.02. Here are […]

There is an article over at money.com on when it pays to take a pay cut. This struck a chord with me immediately because of the large monthly cut I have voluntarily taken to try and make the websites my full time job. According to the article, these are the times when taking a pay […]

The third in the series of sites I want to get up before the end of the year is about half way done and should be completed by tomorrow. This site was actually built off an article I wrote a couple of weeks ago and is called Cost of Smoking.
The main reason that we went […]

“Saving is a fine thing. Especially when your parents have done it for you.” - Winston Churchill

The last month of the year is almost here and along with all the other stuff that needs to get done, December 31 is also the deadline for a few tax relates issues. You can see a list of them in a new article I wrote
2005 Year End tax Deductions
While much of the advice is […]

Most of you are probably aware of the rule of 72 - it’s an easy way to calculate the approximate number of years it will take for your money to double based on a fixed interest rate. Simply divide 72 by the interest rate percentage you expect to receive and the answer will be approximately […]

“You try to be greedy when others are fearful, and fearful when others are greedy.” - Warren Buffett

The timeshare site is done for the most part. I actually have more sections to finish writing, but there are ten fairly good sections up now which makes the site at least presentable. Even if I don’t add the other pages for a few months, the site will survive.
While I’m still not sure how […]

“Money can help you to get medicines but not health. Money can help you to get soft pillows, but not sound sleep. Money can help you to get material comforts, but not eternal bliss. Money can help you to get ornaments, but not beauty. Money will help you to get an electric earphone, but not […]

Ahhhhhh, it’s been one of those days. I wasn’t able to get the site finished as planned. In fact, I took it all down and started again on each of the sections from scratch. For some reason it doesn’t seem to be flowing right and there is a lot of conflicting information that I need […]

I’m not happy with the latest site I’ve been putting together: TimeshareTrap.com. Since I already had an article written, I thought it would be a fairly easy site to put together, but it has turned into being anything but that. I’ve added more pages that need to be rewritten and expanded and the site keeps […]

“It is both foolish and wicked to teach the average man who is not well off that some wrong or injustice has been done him, and that he should hope for redress elsewhere than in his own industry, honesty, and intelligence.” - Theodore Roosevelt

I almost forgot to wish everyone a very Happy Thanksgiving (this is what happens when the holiday isn’t celebrated where you live). I hope that you have a wonderful vacation and are able to spend time with your family and friends.

I began working on site number 2 of the fifteen I need to complete by the end of the year. This one didn’t go nearly as smoothly as the first one. I had hoped to have it done before going to bed, but I have it only about 75% written. The basics are there, but […]

“A gardener who cultivates his own garden with his own hands, united in his own person the three different characters, of landlord, farmer, and labourer. His produce, therefore, should pay him the rent of the first, the profit of the second, and the wages of the third.” - Adam Smith

I’ve been thinking about hidden costs lately when I came across this post in the forums from princessperky
As I knelt down to change my newest additions diaper, I realized I should turn on the light already. And I thought how the little things about winter that make it more expensive. It isn’t just the high […]

I mentioned earlier that I needed to focus and build 15 new websites before the end of the year to help with my financial goals of making the websites my main income source. We purchased 10 of the 15 domains we want and have five more domain names we are considering purchasing, but want to […]

The two most beautiful words in the English language are “check enclosed.” - Dorothy Parker

It seems that a “highly confidential” memo from Citigroup puts down in hard copy what many of you might have expected about stock analysts from major companies. Basically, the memo states that there are a number of pressures that keep analysts from providing honest research on the companies they cover.
The memo came to light from […]

Wal-Mart announced as part of their Black Friday promotion campaign that they “will match any price featured in a local competitor’s print advertisement if it has the identical product in stock.” If this is true, there should be some great bargains to pick up at your local Wal-Mart.
The key here is that they will match […]