20 Great Places to Find Coins
I like to walk and when I walk, I am always on the lookout for coins. I don't really consciously do this -- it has become a habit over the years. What I do know is that most years I add over $100 to my savings (you would need to keep over $10,000 in your local bank to earn the same amount in interest) simply by keeping my eyes open and knowing where to look.
Here's the funny thing about findin [...]
Finding Treasure
Every so often, hard work and dedication really do pay off in fabulous ways! Recently, Mary Hannaby, a 57 year old English housewife, hit the jackpot while metal detecting in a field that she had searched many times over the years. An avid treasure hunter for the past 7 years, Mrs. Hannaby found a 15th Century reliquary or pendant which depicts the Holy Trinity. It is valued at more than 250,00 [...]
20 Inexpensive Ways to Spruce Up Your Home
I was talking to a neighbor the other day and she expressed how frustrated she is with her current house and how much she'd like to move. As we talked, it became clear to me that it's not the actual house, neighborhood, or lot she hates, it's that the house is older and needs some sprucing up. She feels like things are getting stale and boring, but she doesn't have the money to completely gut the [...]
A Life Without Debt: Simple Credit Reports
It takes my neighbor hours to pay all her bills while being debt free keeps me from that onerous chore, saving me valuable time. The same neighbor taught me about another time saving aspect of being debt free. This neighbor requested her free credit report from AnnualCreditReport. I had mentioned it to her some time ago as something she should do to make sure she wasn't the victim of fraud and she [...]
What Advertisers Fear Most
Last week I wrote about trying to find contentment by getting back to a simpler life, one freer from forms of mass entertainment and consumerism. There's an additional benefit to this than just living a simpler, less hectic life. You are likely to find freedom from the pervasive advertising in our culture. The less advertising you see and respond to, the more money you keep in your pocket.
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What is your story?
One of the things that I liked – and continue to miss – about the world of journalism was the expectation that on a daily or weekly basis, I was paid to tell stories. Oh yes, these were stories that were rooted in fact and some of them weren’t very compelling (i.e. – explaining school tax levies? Thank God for flow charts and graphics.). But every once in awhile, I got to talk to someone [...]
Swap Meets
When was the last time you were invited to a swap meet? How many of us actually remember them? For those of you who are new to the ways of the frugalista, a swap meet is "An informal gathering for the barter or sale of used articles or handicrafts." The last swap meet that I recall was at my elementary school back around 1974.
Until this year.
Swap meets are now back in fashion. The Gre [...]
8 Ways A Recession Can Benefit You In The Long Run
In the midst of a recession, it's easy to feel like things will never get better. The news is filled with reports of layoffs and stock market declines, the atmosphere at work is somber, and talk about the economy even makes its way into the TV shows you watch to get away from it all.
But instead of just sitting around and feeling miserable or doing nothing and hoping for the best, there are s [...]
Confessions of a Pack Rat
It's no secret - just ask my mom or my dad who put up living with me for 18+ years. Ask any of my college roommates, ask my beloved husband ... my name is Michelle and I have a problem - I'm a pack rat.
First and foremost, there's the college papers that I hated writing and probably would never read again. So why are they in a box in my closet? Then there's the tiny pair of patent leather [...]
Talk Is Cheap
It's been said in a derogatory way that "talk is cheap." I suppose it is, but it is also cheap in a wonderful way. There are few things that we can do in just about every environment and every situation to relieve boredom, share companionship and stimulate the mind, but if have a suitably disposed partner, a good conversation is a wonderful way to spend an inexpensive afternoon or evening, and t [...]
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