Limiting Global Warming to 2 Degrees Celsius Is "Utterly Inadequate"

In October of last year, scientists David G. Victor and Charles F. Kennel wrote in an article for the journal Nature that for nearly a decade, international diplomacy has set a goal of "stopping global warming at 2 degrees celsius above pre-industrial levels." However, the authors strongly criticized this goal, stating that "it has allowed some governments to pretend that they are taking seri [...]

Coffee Can Offset Cancer Risk for Those Who Consume 3 Alcoholic Drinks a Day

The liver is one of the body's hardest working organs responsible for filtering out toxins that circulate in the bloodstream, as well as converting nutrients to usable biomolecules. Given its primary role in keeping the body health, cancers of the liver, which often originate in other organs, can seriously compromise the body's functioning. With this in mind, it's not surprising to learn it's [...]

Hello From T-Town!

I’m back safe and sound in Tucson after a bit of a scary flight. First, we were on a tiny plane and I felt super claustrophobic. Second, we had bad turbulence that left me white-knuckling the armrests for a good portion of the flight. And finally, when we made it back to Tucson the pilot was circling around the airport forever. Finally he came over the speaker and said there was some type of eme [...]

Hair Solution

I was debating what to do about my hair for my upcoming not-an-interview. As you might recall, I went a full 9+ months without a single professional hair cut/color (I cut and colored my own hair at home during that time). The only reason I opted to finally go back to a professional hair salon was in preparation of my last interview. That was almost exactly 2 months ago and I've been really tor [...]

Read the Fine Print

As with most of us here, I am constantly looking for ways to cut expenses.  In fact, that has been the biggest way that I have been making strides in paying off debt.  So I was so excited when I saw a headline that read...Feed a Family of 5 for $200 per month!  I just knew they had some sort of magic couponing trick to get food really cheap, a great meal plan that lets you stretch things out fo [...]

Housing - Stop!

This post will let you know where we are on our housing quest that I brought up in my Year to Build post back in February.  I know many of you are horrified at the thought of me looking to build or buy a home while still in debt, and I totally get that on a financial level.  But on a mom level, this has been a VERY hard pill for me to swallow.  So here's what I've been doing this past two month [...]

Weekly Debt Update #9- Over the Hump and Future Plans

Hope everyone had a great weekend and a great start to the week! I've officially paid off more on my student loans than I owe! I can't describe just how good that feels (but I can try- amazing!) but I still have a lot of work to do...approximately $55,000 of work. So...I don't really feel much need to celebrate anything, just take a nice long look at how far I've come, then put my nose back [...]

Dental Deal

Remember last summer when I had some dental stuff pop up? I never gave details before, but I went in for a routine cleaning and was told I’d need a new front tooth because my root was dead. The dentist recommended getting 6 porcelain veneers to remedy the situation. (Note: this was the first time I'd ever gone to that dentist, and I had selected them because they had a new patient special). [...]

What is the Oldest Internet Domain Name?

The world's oldest dot-com address is over thirty years old, purchased on March 15, 1985. Alhough there are barely any functions available on the page, you can still visit it at Symbolics.com. Originally bought by a company with the same name, it was best know for developing the computer language "Lisp." In the words of the current domain owner, Symbolics "pioneered computer development" an [...]

Opening Pandora's Box

There has been a LOT of discussion here about my student loans. This is predominantly fueled by the fact that I’ve been paying minimums on my student loans while opting to pay extra on other debts (see last debt update here). But since my minimum payments do not even cover the interest portion of my student loans, their balances have continued to grow. I think this has caused some psycholo [...]

Top Common Myths About Mortgages

By Dean McCarthy As a mortgage broker, I find that people who are in debt, and those who are looking to purchase a home after being in debt, often have misconceptions and myths about how mortgages work, and these can cost a lot of money and aggravation to those looking to purchase a home. Don't let these myths deter you from getting your dream home, and having the knowledge of how they work wil [...]

All Indications Point to a Brutal 2015 Allergy Season for Sufferers

Despite the snow that recently fell in parts of the eastern coast, spring has pretty much arrived in the U.S. But after a record setting winter, experts believe that the 2015 allergy season could be much more severe than past allergy seasons. According to the American College of Allergy, Asthma and Immunology, spring allergies typically begin in February and can last until the early summer. The ar [...]

Elon Musk Announces Tesla Model S Autopilot Will Soon Be Here

Tesla Motors, whose CEO is billionaire investor Elon Musk, is an American company which designs, manufactures and sells electric cars and their vehicle components. Tesla has traditionally been known as an innovative company, which often breaks 'the mold', only to reinvent it. As Mark Boyadjis writes, "Tesla...has pushed the envelope beyond what most automakers though possible...[enabling] it t [...]

Study Says Women Who Get More Sleep Have Greater Sexual Desire

Enough quality sleep is important for a number of reasons. Not enough can indicate alcohol and drug abuse later in life. It can also cost you a lot of money. It may also determine your sex drive. In an article titled, "Can Medicine Boost Female Sex Drive," author Martin Downs, MPH writes that a drug capable of increasing female sex drive "could be worth billions." However, two of the most p [...]

WHO Report Finds Monsanto Roundup Weed Killer a Probable Cancer Risk

Monsanto Company is an American multinational agricultural corporation headquartered in Missouri. In 1974, the company invented glyphosate, the active ingredient of its herbicide, Roundup. In the mid-1990s, Monsanto introduced genetically engineered crops such as corn and soybeans, which were resistant to the effects Roundup. Now, Monsanto is considered to be the world's leading producer of geneti [...]

Living on Last Month's Income

Last week I told you that we were going hardcore on the debt pay off journey beginning in April! But in addition to that I would really like to get to a point where I am living on last month's income as Ashley has.  So that is where I am going now... With the new monthly output of $3000 per month on the hardcore budget we are sticking too, I estimate I will be able to live on last month's inco [...]

Building Facebook Pages for T-Shirts Sales: Day 9

As I went back to study up on marketing Teespring and Teechip T-shirts to help me reach my goal of making $10,000 in my spare time, I realized that one way to better your chances of success with T-shirts is to have a large and active Facebook fan page on a topic. This will allow you to post different T-shirt designs to it on a regular basis. This makes even more sense if you are going to primarily [...]

Year of Becoming an Adult: March Update

This year hubs and I vowed as one of our New Year's Resolutions to do a lot of things that would move us closer (in our own minds) to becoming full-fledged "adults" (said in quotations since we're 31 and 32, respectively, so obviously already legally adults for a long time now). If you need a refresher, I talked about our 2015 resolutions/goals here, and I gave an update on how we did in the mo [...]

Hello Knitty Scores First T-Shirt Sales: Day 8

After failing to sell a single T-shirt with my fist two designs (gluten free and paddleboarders) as part of my quest to earn $10,000 in my spare time challenge, I decided to change things up a bit. I have access to a facebook page with about 22,000 likes, and I had an idea I thought might resonate with the target audience. More than anything else, I wanted to know if my ideas were the issue for no [...]

Quick Trip on a Shoestring

This weekend we will travel for the first time since returning from Texas last August. This is an all time record for me staying in one place, spending every consecutive night in my own bed. We are going to DC for Little Gymnast's state meet. We have budgeted $300 for the entire trip. Here's the plan: We will leave Friday morning after breakfast and spend the afternoon touring IKEA and dreaming [...]